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Workers like Mr. Hartley present a conundrum for a Social Security overhaul, said Eugene Steuerle, a fellow at the Urban Institute, who favors raising the retirement age. People are living longer, and providing “old age” benefits to them when they are relatively young and healthy, he said, makes less available to them when they are older and frailer.
“We’re close to the point when one-third of adults will be on Social Security and will be retired for a third or more of their adult lives,” Mr. Steuerle said. “It’s true that some people in late middle age have issues of physically demanding jobs, but saying we’re going to give everyone more years of retirement is not an efficient way of dealing with that issue.”
